Posts Tagged ‘money’

$1378 Towards Savings


Finding an extra $1300 dollars can be easy with the simple 52 week challenge.  If you’re up for a challenge to kick start your savings consider the 52 week savings challenge. It’s simple; you start out saving $1 the first week and an extra dollar every week thereafter. At the end, when you reach $52 you’ll have saved $1378 in a year.  I’m 2 weeks behind the new year, but better late in starting than never.  It’s simple enough I’m going to challenge my daughter to do it as well.  This is Princess that is enterprising enough to start her own slime selling business.


Autopilot Your Savings



Last week we created our budget.  This week we set our savings on auto pilot.  It goes without saying, but I’m going to state it anyway.  Pay yourself first.  Set up automatic savings. Have a portion of your income automatically deposited into an emergency fund if you don’t already have one.  Your account should be one that you don’t touch, separate from the one you use regularly.

Weekly Saving Tip


Saving should be easy and manageable.  Each week I’ll post a tip that can be done in 10 minutes or less to get you on track to living financially stable and creating a balanced life. This week we’re going to focus on creating a budget.  Set up a budget to help you track your spending. Knowing where your money is going is essential to creating financial freedom.

Free Money Your Trowing Away 401K

401 money

I work full time and my company offers 401k matching finds. It’s a benefit a lot of people don’t take advantage of this great retirement strategy. A few of the reasons a person might not take advantage of investing in a 401k including lack of knowledge, belief, or fear.

When I first started with my employer I had no knowledge it was an offer to me – lack of knowledge. After learning about the 401k I still didn’t sign up right away. I was fearful. I wasn’t afraid of free money – I was afraid of the lack the investment would cause in my weekly paycheck.  When a person lives paycheck to paycheck it’s often impossible to see beyond that next paycheck.

I had made the determination to change my view and face my fear.  I researched my company’s 401k program I invested it and I left it along.  Since signing up my small investment has grown substantially, my investment is up 22.18%.