Archive for May, 2018

Weekly Savings Tip – Save upto $200 on your heating

Save upto $200 a year with a programmable thermostat. Automatically lower the temperature when you’re not home to keep your energy savings high and your bill low.

Weekly Tip – Updated Your Will

 

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Update your will and beneficiaries. With every life change you should update your will and make sure your wishes are in writing.  It’s inevitable that we will all go, so prepare ahead so it’s less stress on your loved ones.  Make sure your beneficiaries have access to your passwords as well.

Weekly Tip – Garage Sale

 

pexels-photo-327173.jpegClean out your stuff again and hold a garage sale. If you don’t feel you have enough, make it a community or neighborhood sale. Make sure you advertise to get the most traffic.

Weekly Tip – Eliminate Debt

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Consolidate your debt. Debt is a “dirty” word when it comes to your credit cards, high interest loans, pay day loans, you get the idea.  Keep your debt at zero or no more than 10% of your credit line.  Eventually get to a point where you’re paying off your credit card each month.  Your credit report will thank you, trust me.  You can regularly check your credit report at Credit Karma for free.

Weekly Tip – Create Space

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It’s Spring, time for yard sales and Spring cleaning.  Clean out those big items you have no use for.  Use one of the many apps available to find ways to bring in a few extra dollars for your savings and clear out clutter from your home.  Not sure where to start below find a list to get you on your way to making a little extra money.

LetGo – is an online app that connects buys with sellers.  You post your items set a price, buyers contact you, accept their offer and agree to meet up.

OfferUp –  is another online app that allows you to sell items you no longer want.  A nice feature is that you can also post it on facebook.

Cplus – I had not heard about this app.  It’s a third party app for craigslist.  Who knew?

5Miles –  It also has a facebook feature which is nice.  You’re able to see who of your friends are using the app.  When it comes to receiving payment you can do it in cash or use in the app purchase.

With anything use your best judgement.  If meeting up to sell something do it in a public area, exchange cash, and be aware of your surroundings.

Create Reusable Rags

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Old towels gotten raggedy or thread bare. Don’t throw them out; instead cut them into smaller sections to use as reusable rags to clean around the house.

Earn Cash back when you shop

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There are quite a few cash back apps that give you money for doing what you already do shop.  When cash back sites first started, you could only get csh back through the site when you shop online.  Now cash back sites have apps and allow you to link your credit card for shopping at online and instore.  Maximize your savings with by making sure you use a card that gives you rewards (aka cash back) in addition to shopping at the sites below.

Ebates gives you a percentage of your purchase back for going through their app or website.  It happens to be one of my favorite cash back sites.  I’ve earned several hundred dollars back through Ebates.  Signup through my link and you’ll get $10 to start your savings!  Payments are sent once a quarter when you reach $5.

Mr.Rebates gives you 1% and up from shopping at select retailers.  They are similar to Ebates.  At $10 you can cash out with a check or paypal.

ShopAtHome starts out at .75% and up for clicking through their links to shop. Once you reach $20 your payment will be made 60 days later.

Receipt Hog is an app you download and take pictures of your receipt.  Each receipt has to be uploaded within two weeks, 14 days, to qualify.  You’ll receive either coins from any store that sells groceries, health items, beauty items, and more.  You can also receive slot plays to win more coins.  The breakdown of how much coins you receive for receipt is as follows.  <$10 = 5 coins, $10-$50 = 10 coins, $50-$100 coins = 15 coins, and more than $100 = 20 coins.  You can upload 20 receipts a week for coins, so if you upload 20 receipts each week worth $100 or more than you will get 400 coins each week.  You can redeem for Amazon, Paypal, or magazines.

BeFrugal is a site I recently found out about.  They say they have partnered with over 5000 retailers and promise payments within 10 business days of payment requests.