Start investing! You may say I can’t afford to invest but you really can’t afford not to. Go here and receive $5 of stock to start investing. You can also send $5 of stock like Apple, Google to someone you love to get them started. If you have kids it’s a nice introduction to investing for them.
Want to start using coupons, but don’t know of a service where you can obtain them. In the beginning, when I first started using coupons I was overwhelmed by the amount of choices that were out there. I did find that not all coupon clipping services were the same.
The Coupon Clippers – You can purchase whole inserts or individual coupons clipped. There is a handling fee for each and a minimum of $3 before shipping. By clicking on the link, I may receive a small commission. Thank you for your support.
Klip2Save – Offers coupons from coupons from all the major sources without fees. They charge a $1 for upto 1000 coupons.
There are other clipping services, but these are the services I have actually used. I have not had any issues with my coupons and have always received them quickly and exactly what I’ve ordered. Currently I use a woman from my yahoo group to get my coupons. She’s fantastic and provides a few extra coupons. There are times I get coupons I can’t or won’t use that I leave in the store on the product they are for. As I try other services or receive recommendations from other I’ll be sure to update this post.
Part of my savings strategy has been using coupons combined with cash back savings sites. There are quite a few cash back apps that give you money for doing what you already do.
Ebates gives you a percentage of your purchase back for going through their app or website. It happens to be one of my favorite cash back sites. I’ve earned several hundred dollars back through Ebates. Signup through my link and you’ll get $10 to start your savings! Payments are sent once a quarter when you reach $5.
Mr.Rebates gives you 1% and up from shopping at select retailers. They are similar to Ebates. At $10 you can cash out with a check or paypal.
ShopAtHome starts out at .75% and up for clicking through their links to shop. Once you reach $20 your payment will be made 60 days later.
Receipt Hog is an app you download and take pictures of your receipt. Each receipt has to be upload within two weeks, 14 days, to qualify. You’ll receive either coins from any store that sells groceries, health items, beauty items, and more. You can also receive slot plays to win more coins. The break down of how much coins you receive for receipt is as follows. <$10 = 5 coins, $10-$50 = 10 coins, $50-$100 coins = 15 coins, and more than $100 = 20 coins. You can upload 20 receipts a week for coins, so if you upload 20 receipts each week worth $100 or more than you will get 400 coins each week. You can redeem for Amazon, Paypal, or magazines.
Finding an extra $1300 dollars can be easy with the simple 52 week challenge. If you’re up for a challenge to kick start your savings consider the 52 week savings challenge. It’s simple; you start out saving $1 the first week and an extra dollar every week thereafter. At the end, when you reach $52 you’ll have saved $1378 in a year. I’m 2 weeks behind the new year, but better late in starting than never. It’s simple enough I’m going to challenge my daughter to do it as well. This is Princess that is enterprising enough to start her own slime selling business.
Last week we created our budget. This week we set our savings on auto pilot. It goes without saying, but I’m going to state it anyway. Pay yourself first. Set up automatic savings. Have a portion of your income automatically deposited into an emergency fund if you don’t already have one. Your account should be one that you don’t touch, separate from the one you use regularly.
Saving should be easy and manageable. Each week I’ll post a tip that can be done in 10 minutes or less to get you on track to living financially stable and creating a balanced life. This week we’re going to focus on creating a budget. Set up a budget to help you track your spending. Knowing where your money is going is essential to creating financial freedom.
This year I want to get my finances in order and spend less and live more. I’m not financially secure but that doesn’t mean I can’t get there and still find ways to enjoy life. It’s a balance that I have to find to life.
My resolution for the year is to get on track. 2018 has a lot of changes ahead and I have to prepare myself for them no matter how fearful I might be. This year I plan on getting back to being physically fit – that means making time to exercise for free or cheap.
I also plan to find new ways to create passive income. Currently I have two more books I’m working on that I will finish and market. To better help my books I also need to create a marketing strategy for those books. What’s the purpose of writing if no one reads them?
To help get and keep my finances on track I’m going to budget and get back to couponing. I’ll also have to meal plan each week to assist my couponing. Because I want to do more things I have to find inexpensive ways to do that.
It’s going to be a great year and a wonderful journey to financial freedom. I’m sure there’ll be some lessons along the way but I’m excited.