Archive for January, 2018

$1378 Towards Savings

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Finding an extra $1300 dollars can be easy with the simple 52 week challenge.  If you’re up for a challenge to kick start your savings consider the 52 week savings challenge. It’s simple; you start out saving $1 the first week and an extra dollar every week thereafter. At the end, when you reach $52 you’ll have saved $1378 in a year.  I’m 2 weeks behind the new year, but better late in starting than never.  It’s simple enough I’m going to challenge my daughter to do it as well.  This is Princess that is enterprising enough to start her own slime selling business.

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Autopilot Your Savings

 

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Last week we created our budget.  This week we set our savings on auto pilot.  It goes without saying, but I’m going to state it anyway.  Pay yourself first.  Set up automatic savings. Have a portion of your income automatically deposited into an emergency fund if you don’t already have one.  Your account should be one that you don’t touch, separate from the one you use regularly.

Weekly Saving Tip

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Saving should be easy and manageable.  Each week I’ll post a tip that can be done in 10 minutes or less to get you on track to living financially stable and creating a balanced life. This week we’re going to focus on creating a budget.  Set up a budget to help you track your spending. Knowing where your money is going is essential to creating financial freedom.

Happy New Year

Happy 2018!!!

This year I want to get my finances in order and spend less and live more. I’m not financially secure but that doesn’t mean I can’t get there and still find ways to enjoy life. It’s a balance that I have to find to life.

My resolution for the year is to get on track. 2018 has a lot of changes ahead and I have to prepare myself for them no matter how fearful I might be. This year I plan on getting back to being physically fit – that means making time to exercise for free or cheap.

I also plan to find new ways to create passive income. Currently I have two more books I’m working on that I will finish and market. To better help my books I also need to create a marketing strategy for those books. What’s the purpose of writing if no one reads them?

To help get and keep my finances on track I’m going to budget and get back to couponing. I’ll also have to meal plan each week to assist my couponing. Because I want to do more things I have to find inexpensive ways to do that.

It’s going to be a great year and a wonderful journey to financial freedom. I’m sure there’ll be some lessons along the way but I’m excited.

January Birthday Freebies

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The holidays are over, but it doesn’t mean we can’t celebrate you.  Lots of restaurants offer treats and birthday freebies.  Below you will find a list of discounts and offers to celebrate your birthday.

Alphabetical List: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

A

Abuelo’s – Free Sopapillas on your birthday.

Applebee’s – Free dessert on your birthday.

Arby’s – Free drink with purchase on your birthday.  When you sign up you’ll also get a free roast beef sandwich with purchase.

Atlanta Bread – Free birthday cookie.

Au Bon Pain – Birthday freebie.  When you sign up you’ll get a free travel mug.

Auntie Annie’s – Receive a free pretzel on your birthday.

A&W – Free root beer float on your birthday.  Yummy!

B

Backyard Burger – Birthday club members receive a free meal with purchase of a meal.

Baja Fresh – Receive a free burrito on your birthday.

Baskin Robbins – Free 2.5oz scoop for your birthday.

Black Angus Steakhouse – Free meal for your birthday when you signup.

Benihana’s Japanese Restaurant – $30 gift certificate for your birthday.

Bojangles – Receive a free birthday biscuit.

Boston Market – Free individual dessert with purchase of any create your plate meal.  When you sign up you’ll also receive a $3 off $10 coupon.

Bonefish Grill – Free Bang Bang Shrimp or Coconut Pie for your birthday.  If you join the dine in rewards  program you’ll also get 50% off every 4th visit.

Brio Tuscan Grille – Free $10 birthday reward.

Bruster’s  – Free BOGO coupon for a waffle cone for your birthday.

Buca di Beppo – Receive a free birthday gift when you sign up.

Buffalo Wild Wings  – Free start for your birthday.

C

Captian D’s – Free two piece dinner, fish & shrimp dinner or seasoned tilapia dinner.

California Pizza Kitchen – Free birthday dessert.

Caribou Coffee – Receive a free medium drink for your birthday.

Carrabba’s Italian Grill – Receive a free dessert with purchase of an entrée for your birthday.

Carvel – Free ice cream for your birthday.

The Cheesecake Factory – Free birthday dessert.

Chili’s – Free dessert on your birthday.

Church’s Chicken – Birthday members get a free piece of chicken for your birthday.

Cinnabon  – Free Cinnabon birthday treat.

Coldstone Creamery – Receive a BOGO coupon for an ice cream creation.

Corner Bakery Café – Free birthday surprise for your birthday.  Register and receive a chance to win $5000, ends 12/21/17.

D

Dairy Queen – Receive a BOGO coupon for a mini, small or medium blizzard.

Denny’s – Free Grand Slam breakfast.

Dickey’s Barbecue Pit – Free BBQ sandwich.

Dippin’ Dots – Free Dippin’ Dots.

Dunkin Donuts – Free beverage.

E

Einstein Bros Bagels – Free surprise for your birthday.

El Pollo Loco – Free birthday meal.

F

Famous Dave’s Barbeque – Free entrée for your birthday.

Firebird Wood Fired Grill – Free $10 coupon for your birthday.

Firehouse Subs – Free medium celebratory sub.

Four Rivers Smokehouse – Free birthday treat of your choice.

G

Genghis Grill – Free bowl, appetizer or dessert when you provide your birthday.

Gigi’s cupcake – Free cupcake for your birthday.

Godvia – Free chocolate for your birthday.

Great American Cookies – Free cookie cake slice with purchase of a regular soda.

H

Habit Burger – Free Charburger with cheese.

Honeybaked Ham – Free sandwich for your birthday.

Hooters – 10 free wings for your birthday.

Houlihan’s – Free entrée upto $15 to celebrate your birthday.

I

IHOP – Free meal with purchase.

J

Jamba Juice – Free smoothie or juice.

Jersey Mike’s – Free regular sub and 22 oz fountain drink.

Joe’s Crab Shack – Free appetizer for your birthday.

Johnny Rockets – Free hamburger with the purchase of any entrée and drink.

K

Keg Steakhouse and Bar – Free birthday offer.

Kona Grill – Free $15 birthday gift.

Krispy Kreme – Free doughnut for your birthday.

L

La Madeleine – Free pastry to celebrate your birthday.

Logan’s Roadhouse – $5 off your $20 purchase.

Longhorn Steakhouse – Free dessert to celebrate your birthday.

M

Maggie Moo’s – Free $5 birthday reward.

Marble Slab Creamery – Free ice cream to celebrate your birthday.

Margaritaville – Free appetizer for your birthday.

Marie Callenders – Free breakfast for your birthday.

McAlister’s Deli – Free $5 coupon for your birthday.

Melting Pot – Free chocolate fondue for your birthday.

Mimi’s Café – Free crepe cake or croissant for your birthday.

Moe’s Southwest Grill – Enjoy a free burrito to celebrate your birthday.

N

Noodles & Company – Free rice crispy treat for your birthday.

Nothing Bundt Cakes – Free bundlet cake for your birthday.

O

Olive Garden – Free dessert or appetizer for your birthday.

On the Border – Free appetizer for your birthday.  When you sign up you’ll receive a coupon for free queso or sopapillas on your next visit.

Orange Julius – BOGO free 20 oz Julius or premium fruit smoothie.

P

Panera Bread – Free pastry.

Ponderosa – Free steak dinner.

Q

Quizno’s – Free cookie for your birthday.

Qdoba Mexican Grill – Receive a coupon for BOGO burrito.

R

Rainforest Café – $25 reward on your birthday.

Red Lobster – Free appetizer or dessert reward.

Romano’s Macaroni Grill – Free slice of cake for your birthday.  Signup now and get a $5 off coupon.

Ruby Tuesday – Free burger or garden bar entree for your birthday.  Members also get a free appetizer when you join.

Ryan’s – Free BOGO adult buffet for your birthday.

S

SBarro – Free pizza slice with drink purchase.

Schlotzsky’s – Free small sandwich to celebrate your birthday.

Smoke Bones – Free dessert.

Sonny’s BBQ – Free Big Deal.

Sweet Tomatoes – Free birthday offer.

Sprinkles Cupcakes – Members receive  free birthday cupcake.

Starbucks – Free handcrafted beverage for your birthday.

Steak ‘n Shake – Free double steak burger with cheese and fries.

T

Taco Time – Receive a free bogo item coupon.

Teavana – Free drink to celebrate your birthday.

Ted’s Montana Grill – Free dessert for your birthday,

Texas Roadhouse – Free appetizer or sidekick of ribs.

T.G.I. Friday – Free dessert with purchase of an entrée.

U

Uncle Julio’s Fine Mexican Food – Free cajeta birthday dessert.

Uno Pizzeria – Free entrée for your birthday.

V

Village Inn – Free slice of pizza.

W

Waffle House – Free waffle.

Wendy’s – $1 off any premium combo.

Wing stop – Free surprise for your birthday.

X

 

Y

Yogurtland – Free frozen yogurt on your birthday.

Z

Zio’s Italian Kitchen – Free birthday entrée.  Receive a free entrée when you sign up.

Zoes Kitchen – Free bogo coupon for an entrée.